Loan Program

Down Payment Assistance

Programs that help bridge the gap to homeownership.

What is a Down Payment Assistance?

Down payment assistance (DPA) programs offer grants, second mortgages, or forgivable loans to help eligible buyers cover down payment and closing costs.

Programs vary by state, county, and lender. Colton can walk through what's available in Washington and Idaho.

Key benefits

Helps reduce out-of-pocket cash at closing
Can be paired with FHA, conventional, VA, or USDA financing
Multiple options across WA and ID

Who qualifies?

First-time homebuyers (varies by program)
Borrowers within program income limits
Owner-occupied properties

Frequently asked questions

Looking for a different program? See all loan programs.

Ready to Take the Next Step?

Get personalized guidance from Colton Dudley — licensed in Washington and Idaho.