Loan Program

VA Loans

A benefit earned through service for eligible Veterans.

What is a VA Loan?

VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs for eligible active-duty service members, Veterans, and qualifying surviving spouses.

VA loans offer industry-leading benefits as a thank-you for service.

Key benefits

  • Zero down payment financing options for eligible borrowers
  • No private mortgage insurance required
  • Competitive interest rates and flexible qualifying

Who qualifies?

  • Eligible active-duty service members, Veterans, and certain surviving spouses
  • Borrowers with a valid Certificate of Eligibility (COE)
  • Owner-occupied primary residences

Frequently asked questions

Looking for a different program? See all loan programs.

Ready to Take the Next Step?

Get personalized guidance from Colton Dudley — licensed in Washington and Idaho.