Loan Program
USDA Loans
Rural and suburban home financing backed by the USDA.
What is a USDA Loan?
USDA Rural Development loans help eligible buyers purchase homes in qualifying rural and suburban areas with zero-down financing options.
Eligibility is based on both the property location and household income.
Key benefits
- Zero down payment for eligible borrowers and properties
- Competitive fixed interest rates
- Available in many areas of Washington and Idaho
Who qualifies?
- Properties located in USDA-eligible areas
- Households within USDA income limits
- Primary residence occupancy
Frequently asked questions
Looking for a different program? See all loan programs.
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Get personalized guidance from Colton Dudley — licensed in Washington and Idaho.