Process

What to expect, start to finish.

Every loan moves through the same five stages. Here's how it works.

  1. Step 1

    Application

    Complete a secure online application and upload supporting documentation.

  2. Step 2

    Pre-qualification

    We review your income, credit, and goals to identify which programs fit your scenario.

  3. Step 3

    Processing

    Your file is verified, the appraisal is ordered, and any conditions are gathered.

  4. Step 4

    Underwriting

    An underwriter reviews the full file and issues a loan decision.

  5. Step 5

    Closing

    Final figures are confirmed, you sign documents, and the loan funds.

Ready to Take the Next Step?

Get personalized guidance from Colton Dudley — licensed in Washington and Idaho.