Loan Program

Interest Only Loans

Lower initial payments during the interest-only period.

What is a Interest Only Loan?

An interest-only loan allows you to pay only the interest portion of your payment for a defined initial period. After that period, the loan begins to amortize.

Interest-only structures can be a fit for specific cash-flow strategies and investor scenarios.

Key benefits

  • Lower payment during the interest-only period
  • Available for select investor and jumbo scenarios

Who qualifies?

  • Borrowers who understand the future payment adjustment
  • Scenarios that meet program guidelines

Frequently asked questions

Looking for a different program? See all loan programs.

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Get personalized guidance from Colton Dudley — licensed in Washington and Idaho.